Arat Financial Teams Up with Zamil Group for Non-Profit Investment Innovation

Arat Financial has just signed a memorandum of understanding with Al-Oswa Al-Hasanah, a non-profit initiative set up by Zamil Group Holding. The deal is aimed at creating financial products designed specifically for the non-profit and endowment sector, which many in the region believe still needs innovative tools to ensure real sustainability.

From what’s been shared publicly, the agreement will focus on building tailored investment solutions to help these organisations move away from relying purely on donations. Arat already provides a range of financial products, including one called *Ikhou Al-Aqar*, which is essentially structured around property-backed investments. Now, it looks set to extend this expertise into a space that has often been overlooked.

I reckon this could be a turning point for how non-profits in Saudi Arabia and beyond think about financial planning. Trying to keep charitable projects afloat without long-term funding models is, frankly, a bit of a faff. A structured investment approach might just give them a more stable footing.

What struck me while reading about this was how similar it feels to themes we often talk about at Arageek—helping startups not only launch but also stand the test of time. A founder once told me, “you can raise money fast, but building something that survives lean years is another story.” That lesson seems to apply just as much here to non-profits.

Of course, there are always challenges. Aligning social goals with investment returns isn’t easy, and some purists worry that financial products could water down the charitable spirit. That said, finding a balance between mission and money is probably better than running out of both.

If executed properly, this collaboration could end up being spot on for the wider ecosystem—showing that the non-profit world doesn’t have to sit on the sidelines when it comes to financial innovation. And believe it or not, that could ripple out to startups too, since many young companies in the MENA region are looking to blend profit and purpose.

I’m not a fan of buzzwords like “sustainable innovation,” but in this case, there’s definately some real substance behind the announcement.

🚀 Got exciting news to share?

If you're a startup founder, VC, or PR agency with big updates—funding rounds, product launches 📢, or company milestones 🎉 — AraGeek English wants to hear from you!

✉️ Send Us Your Story 👇

https://en.arageek.com/send-us-your-story-or-a-news-tip