HyperPay Earns Saudi NPG Certification, Bolsters Position in Digital Payments Ecosystem

Mohammed Fathy

Last updated 12-02-2026

3 min

HyperPay has secured National Payment Gateway certification approved by SAMA.

It now meets strict rules on “payment security” and system interoperability.

Direct integration enables secure, scalable domestic and cross-border transactions.

The move supports Vision 2030’s drive towards a unified digital payments ecosystem.

Certification strengthens credibility in a fiercely competitive fintech market.

HyperPay has secured certification from the National Payment Gateway (NPG), approved by the Saudi Central Bank (SAMA), marking a significant step in its journey within the Kingdom’s fast-growing digital payments market.

In simple terms, this means HyperPay now meets Saudi Arabia’s national payment regulations and technical standards. The NPG certification is not just a badge to display on a website. It confirms that the company complies with strict requirements around payment security, interoperability between systems, and regulatory alignment. In a market where trust is everything, that is no small feat.

By integrating directly with the national payment infrastructure, HyperPay is now positioned to offer secure and scalable solutions to merchants, banks, and enterprises. That includes businesses handling both domestic and cross-border transactions—an area becoming increasingly important as Saudi e-commerce continues to expand at pace. And believe it or not, cross-border capability is often where payment providers stumble; managing compliance across multiple jurisdictions can be a bit of a faff.

The move ties neatly into Saudi Arabia’s Vision 2030 strategy, which places strong emphasis on digitising financial services and reducing reliance on cash. Over the past few years, SAMA has rolled out several initiatives to standardise and modernise payment systems across the Kingdom. The NPG framework, alongside the E-commerce Payments Interface, forms part of this broader push to create a unified and secure digital payments ecosystem.

From what company officials have indicated publicly, the certification reflects ongoing investment in technology and compliance systems. That might sound technical, but it matters. Payment infrastructure is one of those things you only notice when it fails. When it works seamlessly, customers rarely think about it. When it doesn’t, trust can vanish overnight.

I have seen many startups across the MENA region underestimate compliance in their early days. At Arageek, we often speak about the excitement of scaling fast—but well… I mean, scaling without regulatory groundwork is risky business. On the flip side, companies that prioritise compliance early tend to build stronger foundations for long-term growth. I reckon HyperPay’s latest approval puts it firmly in that second camp.

The development also signals how serious Saudi Arabia is about strengthening its digital economy. By reinforcing a unified framework for online payments, SAMA is helping boost confidence in e-commerce and fintech innovation across the Kingdom. For entrepreneurs building online platforms, marketplaces, or subscription products, having reliable and fully compliant payment rails is absolutly essential.

There is still intense competition in the region’s fintech space, and certification alone will not guarantee dominance. That said, being officially aligned with the national payment gateway does give HyperPay a more solid footing as the ecosystem matures. In a payments market where credibility is king, this approval could prove to be spot on timing.

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