HyperPay Secures National Payment Gateway Certification, Boosting Saudi Fintech Ecosystem

Mohammed Fathy

Last updated 3-03-2026

3 min

SAMA granted HyperPay the National Payment Gateway certification, tightening digital payment standards.

The approval confirms compliance with national regulations and technical requirements.

HyperPay can now integrate with national infrastructure, boosting secure, scalable services.

SAMA sees NPG certifications as foundations for a cashless Vision 2030 economy.

The move signals Saudi fintech is “growing up” with stronger regulatory maturity.

Saudi Arabia’s fintech scene has just ticked another important box. The Saudi Central Bank (SAMA) has granted HyperPay the National Payment Gateway (NPG) certification, a move that underlines how serious the Kingdom is about tightening standards across its fast-growing digital payments ecosystem.

In simple terms, the NPG certificate means HyperPay complies with the national payment regulations and the technical standards set by SAMA. That may sound procedural, but in practice, it places the company firmly in the category of trusted infrastructure providers for merchants, financial institutions and businesses operating in Saudi Arabia’s rapidly evolving electronic payments market.

I’ve seen over the years how regulatory recognition can be a make-or-break moment for fintech startups in the region. At Arageek, we often speak about how founders need more than just a clever product; they need regulatory alignment that is spot on. Without it, scaling becomes a bit of a faff. With it, doors open.

Mohannad Abouini, Founder and CEO of HyperPay, described the certification as a pivotal milestone for the company. According to his statement, obtaining the NPG certificate reflects HyperPay’s firm commitment to operating under the highest standards of compliance and trust. He added that the certification strengthens the company’s position as a reliable partner for merchants and financial institutions across Saudi Arabia, ensuring its payment infrastructure aligns seamlessly with national regulations and supports the Kingdom’s vision of a secure, integrated electronic payment system. He also noted that HyperPay will continue investing in technology and compliance capabilities to deliver dependable solutions to its clients.

Under the new certification, HyperPay is required to meet strict standards around payment security, interoperability and regulatory compliance. Crucially, it can integrate directly with the national payments infrastructure, enabling it to offer secure, efficient and scalable payment solutions to a growing client base. And believe it or not, that scalability is often where many payment providers stumble.

The broader implication is hard to ignore. Certifications like NPG are not just badges; they are building blocks for Saudi Arabia’s digital economy. By ensuring that payment gateways meet stringent national requirements, SAMA is effectively laying stronger foundations for a cashless ecosystem aligned with Vision 2030.

HyperPay, which is licensed by SAMA, provides secure and scalable digital payment solutions to businesses in Saudi Arabia and across the wider Middle East and North Africa. Its integrated system covers online payment processing, point-of-sale solutions, card issuing and value-added financial services designed to help companies streamline operations and expand efficiently. On the flip side, maintaining this level of compliance is no small task, it demands ongoing coordination with regulators, banks and fintech partners throughout the region.

From my perspective, this kind of regulatory green light is definately more than a rubber stamp. It signals maturity. It shows that Saudi fintech is not just growing fast, but growing up. And for founders watching from across MENA, that’s an encouraging sign that the ecosystem, while demanding, is evolving in the right direction.

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