Kashier and Flend Unite to Revolutionise SME Financing in Egypt

Editorial Team

Last updated 30-10-2025

3 min

Kashier and Flend partner to provide smart finance solutions for Egyptian SMEs.

The collaboration integrates Flend’s financing into Kashier’s platform, easing access to capital.

Kashier’s Mohamed Hossam sees this as empowering businesses with essential financial tools.

Flend CEO Ahmed Zaki describes it as a fast, flexible financing approach without complex processes.

The partnership aims to enhance Egypt’s digital financial ecosystem for startups and SMEs.

It seems Egypt’s fintech scene just can’t sit still these days — and frankly, that’s not a bad thing at all. Kashier, known for its slick digital payment solutions, has teamed up with Flend, which proudly calls itself Egypt’s first non-banking digital institution specialising in SME financing. Between them, they’re promising something quite refreshing: smart, speedy, and flexible access to finance for local businesses that are hungry to grow.

From where I’m sitting, that’s a solid move. For all the talk about digital transformation, many small firms still find traditional finance a bit of a faff — stacks of paperwork, long waiting times, and rigid terms. This tie-up aims to fix that by integrating Flend’s financing options directly into Kashier’s platform, giving merchants access to funding based on their own transaction and sales data. It’s a clever idea, really: those payment insights become a sort of living balance sheet, allowing faster and more accurate credit assessments.

Mohamed Hossam, Kashier’s co-founder and CTO, noted that this partnership isn’t just about smoother payments — it’s about empowerment. He stressed that businesses using Kashier can now reach their full potential with the right financial tools built in. Ahmed Zaki, Flend’s CEO, echoed that sentiment, describing the collaboration as a way to make financing “simple, fast, and flexible” — no queues, no endless applications. On the flip side, I reckon it’ll take some time before Egyptian SMEs fully trust digital-first finance models, but once they do, it could be a game changer.

Both companies are pitching this as the start of something bigger: a more inclusive digital financial ecosystem across Egypt’s startup and SME community. At **Arageek**, we often hear young founders say that access to capital is still their main roadblock — so partnerships like this hit the nail spot on. I remember chatting with a merchant last month who said chasing working capital was like “running uphill in sand.” Well… I mean, if Kashier and Flend can actually make that process smoother, then many small businesses will be chuffed to bits.

This collaboration won’t flip the table overnight, but it’s a sign the local fintech space is learning to play nicely together. And if you ask me, that’s definately a step in the right direction.

🚀 Got exciting news to share?

If you're a startup founder, VC, or PR agency with big updates—funding rounds, product launches 📢, or company milestones 🎉 — AraGeek English wants to hear from you!