Saudi Lime Secures SAR 25M Credit from Emirates NBD to Boost Liquidity

Editorial Team

Last updated 30-12-2025

2 min

Saudi Lime Industries secures a SAR 25 million credit facility from Emirates NBD Bank.

The funds aim to enhance working capital under a one-year Shariah-compliant agreement.

A promissory note backs this deal, crucial for managing cashflow in scaling businesses.

Even with recent capital increases, short-term liquidity remains essential for smooth operations.

The facility’s modest size reflects a cautious financial strategy supporting steady growth.

Saudi Lime Industries has lined up a new SAR 25 million credit facility with Emirates NBD Bank, a move the company disclosed at the end of December. The arrangement follows Islamic Shariah principles and runs for one year, with the funds earmarked to bolster the firm’s working capital. It’s backed by a promissory note from Saudi Lime, which is fairly standard practice but can still be a bit of a faff for finance teams to manage.

What caught my eye—maybe because at Arageek we often chat with founders juggling cashflow—is how these short-term facilities can make or break a scaling business. Different league, of course, but the same rules apply: without liquidity, plans stall. I reckon plenty of entrepreneurs reading this will nod along.

This latest step comes after the company received approval from Saudi Arabia’s Capital Market Authority earlier in the year to raise its capital from SAR 220 million to SAR 231 million. That said, a capital increase doesn’t automatically solve day‑to‑day cash crunches, so a working capital line like this can help keep operations ticking over. And believe it or not, even established industrial players can feel the pinch when big projects overlap or payments slow down… you know?

On the flip side, the size of the facility—just over $6 million—signals a measured, not dramatic, shift in the firm’s financial strategy. It’s more of a practical tool than a headline‑grabbing expansion move, which is spot on for companies in steady-growth phases.

As someone who’s spent years speaking with MENA founders driven by grit more than glamour, deals like this remind me how vital it is to balance ambition with sound financial footing. One small misstep can definately snowball. Yet when firms manage it well, it keeps the whole ecosystem stronger—and that’s something we’re always chuffed to bits to see across the region.

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