Network International and CredibleX Boost UAE SME Lending with Digital Platform Tie-Up

Editorial Team

Last updated 10-11-2025

3 min

Network International partners with CredibleX to simplify digital lending for UAE SMEs.

Their collaboration integrates CredibleX's financing into Network's digital marketplace to ease SME finance access.

Jamal Al Nassai aims to widen lending solutions for SMEs via a seamless digital approach.

CredibleX's Anand Nagaraj believes this could transform SME lending with faster, smarter access to capital.

This partnership enhances funding accessibility, prioritising simplicity and speed in the UAE's financial ecosystem.

Network International is deepening its push into digital lending, teaming up with CredibleX to make life a bit easier for small and medium-sized businesses across the UAE. The aim? To cut through the endless red tape that usually stands between SMEs and the financing they need to grow.

Through this collaboration, CredibleX’s financing options are now plugged into Network’s digital lending marketplace — a platform that already helps merchants access loans swiftly using their real-time transaction data. No piles of paperwork, no waiting around for weeks. I’ve seen how such tech-led setups can genuinely shift the dial for small traders who would otherwise struggle to get a bank manager’s attention.

As Jamal Al Nassai, Network’s Group Managing Director for Merchant Services in MENA, put it, the goal is to “expand the range of lending solutions available” and help SMEs tap into growth opportunities through a seamless, fully digital experience. It’s very much in tune with Network’s ambition of empowering local merchants — something we, at Arageek, are always chuffed to bits to see.

From the CredibleX side, co-founder and CEO Anand Nagaraj said the tie-up could “revolutionise SME lending” by making access to capital faster and smarter. I reckon that sort of confidence might be spot on, given how CredibleX sits right in the middle of the embedded finance movement — bringing lending options where businesses already operate, rather than sending them hunting from bank to bank.

Under this setup, SMEs can browse several loan offers, choose the one that fits their needs, and even sort out repayments within one secure platform. CredibleX uses actual transaction history for credit assessment, which, in plainer terms, means small businesses are judged by how they really perform day to day, not by outdated paperwork or inflexible credit scores.

Having watched plenty of founders across the MENA region sweat through tedious funding rounds, I can say this sort of integration is a breath of fresh air. That said, it won’t magically fix every financing gap overnight — embedded lending still relies on responsible credit practices and data transparency. But if done right, it could definately give SMEs the breathing space to scale without the usual headaches.

In short, Network International’s partnership with CredibleX is more than just another fintech announcement. It’s a signal that the region’s financial ecosystem is maturing — putting simplicity, speed, and SMEs at the centre of the conversation. And honestly, that’s spot on for where the UAE’s entrepreneurial energy is heading.

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